Retire Happy - Make Retirement the Best Years of Your Life
Retire Happy has been providing top quality information and resources on retirement, investing, estate planning and personal finance for over 20 years and has been recognized with awards for being one of Canada’s leading resource.
Senior Discounts Canada: 50+ Discounts For Canadian Seniors
Whether you’re 55, 60, or 65+, senior’s discounts can help you save money on everyday expenses while maintaining your quality of life. From restaurants and grocery stores to public transit and travel companies, it’s in your best interest …
11 Tax Credits and Deductions for Seniors in Canada - Retire Happy
2023年4月13日 · Tom Drake is the consumer and credit expert at Retire Happy, sharing his knowledge on the best ways to get the most for your money. Whether it's credit cards, banking products, or travel tips, Tom shares his insight as a financial analyst and as the writer behind the award-winning MapleMoney.
Minimizing your OAS Clawback [Update for 2024] - Retire Happy
2024年6月7日 · The Old Age Security (OAS) program is the cornerstone of Canada’s retirement income system, along with the CPP. It includes a basic pension for almost all people 65 or older who have lived in Canada for at least ten years and are over 18.
2024 RRSP guide: RRSP deadlines, contribution limits, and more
2024年1月7日 · The deferring deduction tip is very important. Most people seem to think you have to claim the tax refund the same year you contribute. But if you’re in a low tax year (e.g. still have tuition credits etc to claim; off on maternity or parental leave) you might do well to wait to claim the deduction, even though it’s good to have the money in there earning tax-free dollars.
Retirement Archives - Retire Happy
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Top retirement tips - Retire Happy
2019年12月22日 · I retried last year august 2017.between me and my husband total income after the retirement is $21,336.36 . my husband is 74 I am 66 yrs. we living day by day with credit card this total amount is not enough for us.
How Does an RRSP Tax Deduction Work? - Retire Happy
2024年11月18日 · Reminder: RRSP Contribution Deadline for 2023. Before we dive into RRSP deductions, here’s my reminder to you that the final day to contribute to your RRSP and be able to use the deduction for the 2022 tax year is Wednesday, March 1st, 2023.
Can we retire now? Retirement rules of thumb - Retire Happy
2019年12月17日 · John and Jennifer (Jen) are 62 and want to retire comfortably soon. Can they retire now? They want to know how to set up their retirement income to give them the maximum income that will be reliable for the rest of their life.
Income options for Registered Retirement Plans
2020年2月28日 · Options for regular RRSPs. RRSPs must be converted to income, not later than December 31st in the year in which you turn 71. You can convert your RRSPs to income sooner but you can’t delay it past age 71.