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Yes, gold rates may vary slightly between jewelers due to making charges and purity levels. The rate for 24k gold is higher than 22k gold because of its higher purity (99.9% vs. 91.6%).
If you want to diversify your retirement savings and help protect yourself against inflation, you may consider gold IRAs. Plus, gold IRAs can include a range of precious metals aside from just gold.
Gold is a precious metal and is considered an attractive investment option. The gold prices in India fluctuate as per market situation and are keenly monitored during the time of trading.