Responding to a recent call from a financial advisor in California, the ERISA consultants at the Retirement Learning Center (RLC) address a question regarding how to determine who a disabled or ...

Roth accounts lead to a one-year tax hit but are better savings vehicles for the long run, the retirement planning guru said.

This year has brought economic resilience, cooling inflation, a pause in the Federal Reserve’s interest-rate hikes, and a ...

Do funds in a Roth IRA get the benefit of a stepped-up basis for my heirs when I die? – Ed No, the cost basis of the assets ...

Retirement and tax expert Ed Slott breaks down his tips on year-end retirement planning and changes to missed RMD penalties.

I was left $200,000 in an IRA Beneficiary Distribution Account (BDA) when my father passed. I have 10 years to withdraw this ...

Take out the tax tables and see how much income can be added, staying in the 22% or 24% tax brackets for example. Don’t leave any of those brackets wasted, even though it means adding income. The key ...

Your traditional IRA has served you well, but when your heirs inherit it, watch out. Consider some of these strategies to ...

I have an inherited IRA from a 90-year-old sister who had begun distributions before her death. I don’t need or want her ...

The 2020 law changes inherited retirement accounts and trusts, but not all beneficiaries are impacted in the same way.

Inherited IRAs are accompanied by a host of little-known rules that are traps for the unwary, and that’s before considering ...

The Secure Act, passed in 2019 and updated in 2022, made significant changes to the required minimum distribution (RMD) rules applicable to ...