Standard requirements for a conventional loan include a 620 credit score, a 5% down payment, and a debt-to-income ratio of 45 ...

USDA mortgages are aimed at borrowers buying in eligible rural areas. These loans come with lenient rules around credit scores and down payment requirements. USDA loans come with income limits that ...

Flagstar Bank is a good choice for first-time homebuyers and borrowers looking for low-down-payment options. It also offers a ...

USDA loans do not require mortgage insurance, but they do have upfront and annual guarantee fees. Learn more here.

Interest rates on USDA loans are also usually lower than for conventional loans, and lenders are typically more flexible with credit score requirements. CNBC Select reviewed lenders offering USDA ...

USDA loans often have lower interest rates and more flexible credit score requirements than conventional loans. Although this type of mortgage loan is affordable in many ways, know that you will ...

As you search for USDA loan lenders, it's a good idea to familiarize yourself with each lender's individual credit requirements, since they can differ quite a bit. Some lenders allow borrowers ...

USDA loans offer easy qualifying requirements and low interest rates. However, you do have to fulfill certain requirements, such as providing reliable proof of income and keeping your loan balance ...

Commissions do not affect our editors' opinions or evaluations. USDA loans make getting a mortgage more affordable and accessible for home buyers in eligible rural and suburban areas. Backed by ...

USDA Secretary Thomas J. Vilsack designated three Alabama counties as primary natural disaster areas due to a recent drought.