This helps you find areas where you can cut back on spending and increase your savings.” But getting into budgeting can be ...

Templates include budgets for households ... Bundrick, CFP® Hal is a former NerdWallet personal finance writer. He is a certified financial planner and former financial advisor.

A budget planner is a tool, such as a worksheet or template, that you can use to ... resources that can help you pay bills. Lauren is a personal finance writer at NerdWallet.

Most people know and have used Microsoft Excel to some extent, whether that be keeping track of a daily itinerary or creating ...