In one extensive list, one user recommended a kitchen island on wheels with foldable wings, a fold-out small sofa, a coffee ...

Their monthly discretionary expenses total $2,198 (£1,734), highlighting what Sethi called "sloppiness" in their spending habits. Neither has an emergency fund, vacation budget, or investment plan.

As 2024 winds to a close, now is the perfect time to conduct an inventory of your spending over the past twelve months.

YouTube TV has raised prices again, angering cord-cutters. The streaming service joins other providers in increasing costs, making it less affordable for users.