In most cases, you can skip a trip to the branch and open a checking account online or by phone. Many banks, including SoFi, Bank of America, BMO Bank, Chase Bank, CitiBank, Discover, and others ...

You may also be charged fees for using out-of-network ATMs, receiving paper statements, and more. So be sure to choose an online checking account with low fees. 2. Minimum balance requirements ...

The card earns 5% cash back (up to a spending cap) in your top spending category each billing cycle. Everything else earns an unlimited 1% back. This no-fuss, high-earning cash back card is ideal ...