With a mortgage preapproval (also called credit approval), you should be able to close on any property in your price range that meets the lender's guidelines. 2. Shop for a USDA-approved home.

However, USDA construction loans can be pretty hard to find. To be eligible, you’ll also have to meet stringent borrower and property requirements. When you build a home from scratch ...

USDA mortgages are aimed at borrowers buying in eligible rural areas. These loans come with lenient rules around credit scores and down payment requirements. USDA loans come with income limits that ...

One major feature of USDA loans is that they have no down payment requirements. Our USDA mortgage calculator can help you run the numbers to see if the home you’ve got your eye on fits your ...