This helps you find areas where you can cut back on spending and increase your savings.” But getting into budgeting can be ...

Excel offers free finance templates for budgets and investments ... and monitor savings. Templates like personal budgets, ...

These free online tools let you skip the setup ... Bundrick, CFP® Hal is a former NerdWallet personal finance writer. He is a certified financial planner and former financial advisor.

A budget planner is a tool, such as a worksheet or template ... such as seeking expert financial advice or resources that can help you pay bills. Lauren is a personal finance writer at NerdWallet.