If you want to be able to save money and live on a budget, it helps to clearly understand the difference between your needs and wants. You probably understand that, say, food is a need and a latte is ...
One of the experts, Michelle Singletary, says, "Anytime you go shopping… you should ask yourself, is this a need or a want?" Is this how you decide when to spend money? Why or why not?
When you’re building a budget, one of the first pieces of advice experts will give is to divide your expenses into your “wants” and “needs” and base your spending on certain percentages ...