You can authenticate your debt using a debt validation letter, which debt collectors must provide. Here's everything you need to know about debt validation letters. What is a debt validation letter?

However, a debt validation letter is different. This is a document sent by a collection agency, showing that the debt exists and you are responsible. A call from a collection agency or debt ...

Debt collectors scared my mom into restarting payments on an old debt. Can she stop paying without hurting her credit?This ...